Despite North Carolina laws, many drivers in Charlotte do not carry sufficient insurance coverage to compensate victims after an accident. This can leave you, as a victim, grappling with mounting medical bills, lost wages, and other expenses, all while recovering from your injuries.
In these situations, you need the guidance of a Charlotte uninsured/underinsured coverage attorney. Armed with extensive experience, strategic insight, and unwavering dedication, Benoit Law Firm, PLLC will relentlessly pursue the compensation you deserve and guide you through the complex claim process.
Why Choose Our Uninsured/Underinsured Coverage Attorneys?
- At Benoit Law Firm, PLLC, we are dedicated to advocating for the rights of the injured. Our Charlotte personal injury attorneys will advocate aggressively to secure a fair settlement that aids in your recovery.
- Our lead attorney used to be an insurance defense lawyer. We understand the tactics that these companies use and will leverage this knowledge to strengthen your case.
- Our firm provides our clients with the highest level of guidance and support. We prioritize client needs by traveling to you and providing evening and weekend appointment options.
North Carolina Car Insurance Laws and Requirements
Like most states, North Carolina follows a fault-based insurance system. If someone causes a car accident, he or she is financially responsible for any damages that the victims experience. To make sure that victims can recover fair compensation, state law requires drivers to carry the following amounts of liability insurance:
- $30,000 for bodily injury liability per person injured in an accident
- $60,000 for total bodily injury to two or more people in an accident
- $25,000 for property damage in an accident
Driving without car insurance in North Carolina can result in a $50, $100, or $150 fine, depending on the number of previous offenses, plus a $50 restoration fee.
Your Options After an Accident with an Uninsured or Underinsured Driver
North Carolina requires all car insurance policies to include uninsured motorist coverage for both property damage and bodily injury. Underinsured motorist coverage may also be required, depending on your policy details.
If you are involved in an accident with an uninsured or underinsured motorist, you could file a claim under these insurance policies as long as you have the right coverage. You can recover compensation for your medical expenses, property damage, lost wages, and many other losses that you sustained in the collision.
In some cases, you may not qualify for uninsured or underinsured coverage, or the insurance company may deny your claim completely. If this is the case, you could escalate your case to a personal injury lawsuit.
How a Charlotte Car Accident Lawyer Can Support Your Case
After an accident with a driver who has lost their insurance, recovering compensation can be a challenging task. Your claim may be denied or the insurer may fail to offer an adequate settlement, extending your financial burden.
A Charlotte car accident lawyer can help you navigate these complexities. Your attorney can negotiate with insurance companies, handle legal paperwork, and build a robust case to secure the maximum compensation you deserve. With this level of support, you can focus on what matters most: your recovery journey.
Contact Benoit Law Firm, PLLC for a Free Consultation
If you were injured by an underinsured or uninsured driver, don’t face the process alone. Trust Benoit Law Firm, PLLC to advocate for your rights throughout your claim. Contact us today at (877) 600-7212 to schedule your free, no-obligation consultation with a Charlotte uninsured/underinsured coverage attorney.